Auto Insurance
As an independent agent, we compare coverages and rates from multiple carriers to help find the best solution for your automotive insurance needs.
You depend on your car and need auto insurance to keep you moving. You deserve protection that’s clear, customized, and cost-effective. As an experienced independent insurance agent, we compare coverage and rate options from highly rated car insurance companies, so you get the best combination of price, protection, and service.
Auto Insurance Protection
Liability Coverage
Required in Minnesota and most states, liability coverage helps protect you financially if you’re responsible for an accident. It helps pay for injuries to others and damage to their vehicle or property, along with potential legal expenses.
Personal Injury Protection (PIP)
Minnesota is a no-fault state, which means your policy includes Personal Injury Protection. PIP helps cover your medical expenses after an accident regardless of who caused it. It may also help with lost wages and essential services if you’re unable to work.
Uninsured / Underinsured Motorist Coverage
Not every driver carries adequate insurance. This coverage helps protect you and your passengers if you’re injured by someone who has little or no insurance. It can help cover medical expenses, lost wages, and other related costs.
Collision Coverage
If your vehicle is damaged in an accident — whether you hit another car, an object, or experience a rollover — collision coverage helps pay for repairs or replacement, regardless of fault.
Comprehensive Coverage
Life happens outside of traffic accidents. Comprehensive coverage helps protect your vehicle from theft, vandalism, hail, fire, falling objects, and other non-collision events especially important during unpredictable Minnesota weather.